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New immigration rules under Donald Trump will soon bar green card holders from receiving certain SBA government loans, while also introducing heightened scrutiny and travel restrictions for both domestic and international travel.

#1 Green Card Holders Banned from Receiving SBA Loans

Under a major policy change by the U.S. Small Business Administration (SBA), green card holders (lawful permanent residents) will no longer be eligible for SBA-backed business loans beginning March 1, 2026.

  • What’s changing: The SBA issued updated guidance requiring that 100% of all direct and indirect owners of a business seeking SBA loans must be U.S. citizens or U.S. nationals with their principal residence in the United States. This eliminates any eligibility for businesses owned by green card holders.
  • Effective date: The rule goes into effect March 1, 2026, meaning any SBA loan applications must have been assigned a loan number before that date to qualify under the old eligibility standards.
  • Programs affected: Major SBA lending programs such as the 7(a) and 504 loan programs will be impacted, cutting off access to federal funding for small businesses owned by green card holders.

#2 New Rules for Green Card Holders Traveling or Planning to Leave the U.S.

A new trend over the past three weeks indicates that green card holders returning from any of the 75 countries listed under President Trump’s visa ban are increasingly being sent to secondary inspection by U.S. Customs and Border Protection for additional questioning. While most are ultimately admitted, the added scrutiny creates yet another hurdle for lawful permanent residents returning to the U.S. after temporary foreign travel.

Social media vetting is also increasing, with green card holders reportedly being asked by U.S. Customs and Border Protection officers to display their social media accounts during re-entry inspections. Before traveling, it is important to review social media content that could be misinterpreted, taken out of context, or that is inconsistent with your immigration history.

Finally, if you plan to travel to one of the 75 countries named in President’s Trump’s visa ban, it is important to carry documentation explaining the purpose of your trip and evidence of your strong ties to the United States. Being prepared will help facilitate a smoother re-entry process.

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Still holding a green card in 2026? You might be missing out—big time. While lawful permanent residence offers stability, it also comes with limits that many immigrants don’t realize until it’s too late. From travel and tax exposure to voting rights and deportation risk, the gap between a green card and U.S. citizenship is wider than ever.

Here are five surprising differences that could make staying a permanent resident a costly mistake.

#1 Security & Deportation Concerns

One of the biggest risks of remaining a green card holder is that old criminal issues never truly disappear. Even offenses from years—or decades—ago can trigger detention or deportation if immigration laws or enforcement priorities shift.

Unlike U.S. citizens, permanent residents can be placed in removal proceedings based on past conduct—sometimes years later—making citizenship the only status that offers true long-term security from deportation. For example, a lawful permanent resident can now be detained without ever being convicted of a crime. Under the Laken Riley Act, non-citizens can face mandatory detention based solely on an arrest or charge, meaning an accusation alone can be enough to trigger custody.

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On January 14, 2026, the State Department announced it is pausing the issuance of immigrant visas for nationals of 75 countries, effective January 21, 2026, while it develops a new process to assess whether applicants may become a “public charge” (financially dependent on the U.S. government).

Applicants can still apply and attend interviews, but no immigrant visas will not be issued during the pause. The policy affects family-sponsored and employment-based green cards, though dual nationals applying with a passport from a country not on the list are exempt from the suspension.

The policy change focuses on the statutory “public charge” ground of inadmissibility, which allows visa refusal in the event an applicant is found likely to depend on the U.S. government for financial assistance. Consular officers are permitted to consider factors such as an applicant’s health, age, education, employment prospects, and financial stability when evaluating if they are a public charge risk.

It is unclear how long the suspension will last or how the public charge review process will ultimately change.

Immigrant visa applicants from the affected countries should monitor communications from the State Department and prepare for potential delays in visa issuance.

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Are you applying for an immigrant visa and want to know when your priority date will become current? Then you won’t want to miss our analysis of the February 2026 Visa Bulletin.

In this video, attorney Jacob Sapochnick explains what you can expect to see in terms of the movement of the family-sponsored and employment-based visa categories in the new year.

USCIS Adjustment of Status

For adjustment of status filings to permanent residence in the month of February, USCIS will be using the Dates for Filing Chart for the employment-based and family-sponsored categories.

Highlights of the February 2026 Visa Bulletin

At a Glance

What can we expect to see in the month of February?

Employment-Based Categories

Final Action Advancements

EB-3 Professionals and Skilled Workers

  • Except India and China, all countries will advance by 5.7 weeks to June 1, 2023

Dates for Filing Advancements

EB-3 Professionals and Skilled Workers

  • Except India and China, all other countries will advance by 3 months to October 1, 2023

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I-751 denials for conditional residents are surging in 2026, and many conditional green card holders are being caught off guard. What used to be a routine filing is now under intense scrutiny, with even minor errors triggering denials. As USCIS tightens standards, understanding the risks—and how to avoid them—has never been more critical.

A conditional permanent resident is someone who received a two-year green card through a recent marriage and must file Form I-751 during the 90 days before it expires to prove the marriage is real and remove those conditions. Failure to timely file an I-751 application can lead a person to lose their status.

In this video, we break down exactly how to avoid becoming part of the rising denial statistics and set your application up for approval.

If you are Divorced, Expect a Tougher Review

In just recent months, the I-751 approval rate has plunged from roughly 85% to just under 60%.

A major driver of these denials is USCIS’s heightened scrutiny of divorced applicants. I-751 waivers are filed by applicants who are no longer married to the U.S. citizen spouse through which they originally obtained conditional residence.

Applicants filing I-751 waivers face tougher scrutiny, with officers increasingly questioning the legitimacy of marriages that ended in divorce.

What many applicants don’t realize is that you should only file an I-751 waiver after your divorce is final, because without a final divorce decree, USCIS will likely deny the case.

If you don’t have your final divorce decree within the 90-day filing window, you should work with an attorney to fully document your pending dissolution and explain the situation to USCIS.

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In the wake of a deadly shooting at Brown University, the Trump administration has suspended the U.S. Diversity Immigrant Visa program — better known as the Green Card Lottery — after learning the suspected shooter entered the country using the program.

The decision, announced by the Secretary of the Department of Homeland Security, pauses the annual green card lottery which offered up to 50,000 visas to applicants from countries with historically low rates of immigration to the United States.

What does this mean for people who planned to apply for the Green Card Lottery this year?

Electronic registrations for the fiscal year 2027 Green Card lottery are suspended until further notice.

During the pause, the government will enhance security vetting of applicants including conducting national security checks against terrorism databases, assessing public safety risks, and verifying each applicant’s identity.

Why was the Green Card lottery created?

The Green Card lottery was established by Congress in 1990 and officially began in 1995. Its purpose was to diversify the immigrant population by providing a legal pathway to permanent residency for individuals from countries with historically low rates of immigration to the U.S.

Each year, the program made up to 50,000 immigrant visas available through a randomized selection process, aiming to promote broader geographic representation and reinforce America’s long-standing identity as a nation shaped by immigrants from around the world.

For many, the program represented a once-in-a-lifetime chance to pursue the American dream. Last year alone, more than 20 million people entered the lottery, highlighting the intense demand for these visas.

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Overstaying a U.S. visa can feel overwhelming—but it doesn’t always mean your options are gone. In fact, there are legal pathways that may allow certain individuals to remain in the United States even after a visa has expired.

In this post, we’ll break down three lawful options, explain who they may apply to, and clarify common misconceptions—so you can better understand your situation and make informed decisions.

Legal Options After a U.S. Visa Expiration

Option #1 Marriage to a U.S. Citizen

Marriage to a U.S. citizen is one of the most common legal options for individuals who have overstayed a visa. Under U.S. immigration law, spouses of U.S. citizens are considered “immediate relatives,” which means they may be eligible to apply for lawful permanent residence (a green card) from within the United States, even if they later overstayed their visa.

This process typically involves filing several immigration forms, submitting proof that the marriage is bona fide (such as shared finances or living arrangements), completing a medical exam, and attending an in-person interview with U.S. Citizenship and Immigration Services (USCIS).

While a visa overstay is often forgiven, recently there has been an increase in immigration enforcement actions where spouses of U.S. citizens have been detained due to visa overstays, during their marriage-based green card interviews.

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Many green card holders assume their permanent residency is secure—but one overlooked mistake could quietly put everything at risk. As immigration enforcement tightens heading into 2026, a single misstep may be enough to trigger the loss of your green card forever. In this post, we uncover the #1 silent mistake permanent residents make, why it’s becoming more dangerous than ever, and how to protect your status before it’s too late.

Holiday Travel Triggers New Return Issues for Green Card Holders

During the holiday season, many green card holders travel abroad to visit family, and recently, more are encountering issues with CBP when returning to the U.S. In this video, we cover five of the top concerns that you need to be aware of.

#1 Lack of Ties to the United States

A lack of strong ties to the United States is one of the most common reasons green card holders face problems when reentering the country. Extended time abroad, no U.S. job, limited family connections, or not maintaining a primary residence can make CBP question whether you’ve abandoned your permanent residency. Even if travel was meant to be temporary, weak U.S. ties can signal that the U.S. is no longer your primary home.

#2 Failing to Take Proper Precautions Before Extended Time Abroad

Failing to plan properly before spending extended time abroad can put your green card at risk. Long absences of more than 6 months without a reentry permit, clear travel purpose, or proof of intent to return may lead CBP to question whether permanent residency was abandoned. Even well-intended trips can create serious problems if the right precautions aren’t taken in advance.

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Are you applying for an immigrant visa and want to know when your priority date will become current? Then you won’t want to miss our analysis of the January 2026 Visa Bulletin.

In this video, attorney Jacob Sapochnick explains what you can expect to see in terms of the movement of the family-sponsored and employment-based visa categories in the new year.

USCIS Adjustment of Status

For adjustment of status filings to permanent residence in the month of January, USCIS will be using the Dates for Filing Chart for the employment-based and family-sponsored categories.

Highlights of the January 2026 Visa Bulletin

At a Glance

What can we expect to see in the month of January?

Employment-Based Categories

Final Action Advancements

EB-1 Aliens of extraordinary ability, Outstanding Professors and Researchers, and Certain Multinational Managers or Executives

  • EB-1 India will advance by 10 months to February 1, 2023
  • EB-1 China will advance by 10 days to February 1, 2023

EB-2 Members of the Professions and Aliens of Exceptional Ability

  • EB-2 India will advance by 2 months to July 15, 2013
  • EB-2 China will advance by 3 months to September 1, 2021
  • All other countries will advance by 2 months to April 1, 2024

EB-3 Professionals and Skilled Workers

  • EB-3 India will advance by 1.8 months to November 15, 2013
  • EB-3 China will advance by 1 month to May 1, 2021
  • All other countries will advance by 1 week to April 22, 2023

EB-3 Other Workers

  • EB-3 India will advance by 1.8 months to November 15, 2013
  • EB-3 China will advance by 1 year to December 8, 2018
  • All other countries will advance by 1 month to September 1, 2021

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The Gold Card permanent residence program is now open. Under this initiative, foreign nationals—or their employers—may apply for lawful permanent residence by:

  • Paying a non-refundable $15,000 processing fee for each applicant and dependent, and
  • Making a gift donation of $1 million for individual applicants, or $2 million for corporate-sponsored applicants to the U.S. Treasury.

These contributions are not investments— they are treated as unconditional gifts.

The program, established by presidential executive order 14351, allows eligibility for a green card under the existing EB-1 (extraordinary ability) or EB-2 (National Interest Waiver) categories based on the qualifying donation.

Application Process

Applicants start with by submitting their initial information, along with payment of the $15,000 processing fee (per applicant) on the Gold Card website.

USCIS then notifies applicants when they can file Form I-140G on the USCIS website to verify lawful source of funds. Once the applicant demonstrates the lawful source of funds and passes security vetting, the applicant or sponsor will receive instructions to submit the required $1 million (individual) or $2 million (corporate) donation to the Department of Treasury via ACH debit or SWIFT wire.

Once approved and a visa number is available, applicants proceed with consular processing for their immigrant visa.

Corporate Sponsorship

Employer Gold Card sponsors will be subject to a 1% annual maintenance fee – presumably, 1% of the employer’s $2 million donation ($20,000). If the employer decides to transfer its donation to a different foreign national, a 5% transfer fee would apply ($100,000).

The government has not yet indicated whether the “annual” maintenance fee must be paid until the foreign national obtains their green card.

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